Loan Against Securities

Name: Loan Against Securities
Brand: Om Xpress Print Pack Pvt. Ltd
Price: 50000.0 INR
Availability: InStock

Price 50000.0 INR/ Number

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MOQ : 1 Number

Loan Against Securities Trade Information

Minimum Order Quantity
1 Number

FOB Port
online

Supply Ability
1000 Per Day

Delivery Time
1 Days

Sample Available
No

Main Domestic Market
All India

About Loan Against Securities

Most of the Investors in Stocks/Mutual Funds/Bonds/Insurance end up withdrawing/discontinuing the Investments due to some Financial Emergency resulting in premature closure of their investment and thereby their dream for child's education/marriage, financial security for the later days, retirement corpus, Purchase of Home/Car etc midway. The investments don't serve their purpose as they are stopped/prematurely closed/withdrawn. What if you have an emergency Overdraft Account with the same investments being pledged... Get upto 85% of your investment as loan from Us at Bharatsip...at attractive interest rates You continue with your investing and also have liquidity through OD account. Make all your dreams come true with LAS OD Account Our Loan Against Securities(LAS) is a complete digital online process, dispersed same day from the comfort of your home/office. It is completely secure too

Swift Financing via Security Pledge

Unlock the value of your financial securities without selling them. Loan Against Securities offers rapid access to funds for diverse needs. By pledging shares, bonds, mutual funds, or insurance policies, you can secure a loan amount based on market value-typically up to 80-90%-with minimal documentation and competitive rates. Choose between overdraft or term loan facilities depending on your requirements and enjoy speedy disbursal generally within 24-48 hours post-approval.

Flexible Terms and Loan Usage

Borrowers benefit from flexible repayment tenures and repayment options, making this facility suitable for individuals, corporates, and NRIs (as per lender's terms). The funds can be used for various personal, business, or investment needs, while the ownership of securities remains intact. Renewal and prepayment options are also available subject to lender policies, enhancing the facility's adaptability to your financial needs.

FAQ's of Loan Against Securities:

Q: How does a Loan Against Securities work?

A: A Loan Against Securities allows you to pledge approved financial assets such as shares, bonds, mutual funds, or insurance policies as collateral. In return, you can avail a loan amount-generally up to 80-90% of the security's market value. The ownership remains with you, but the securities are temporarily held by the lender for the loan duration.

Q: What is the typical processing time for a Loan Against Securities?

A: Once your securities are pledged and all documentation is submitted, lenders usually disburse the loan within 24-48 hours, making this a quick fundraising solution.

Q: Who is eligible to apply for a Loan Against Securities?

A: Indian residents, NRIs (as per lender's policies), and corporate entities can apply. Eligibility also depends on the type and value of the securities offered and the lender's specific criteria.

Q: What documents are required to apply for this loan?

A: Generally, you need to provide identity proof, address proof, a security holding or demat statement, and your PAN card. Lenders may request additional documents as per their policy.

Q: What types of securities can be pledged for this loan facility?

A: You can pledge a wide range of financial instruments such as listed shares, bonds, mutual fund units, and insurance policies, depending on what the lender accepts.

Q: Is there flexibility in repayment and prepayment options?

A: Yes, lenders offer flexible repayment options and tenures. Prepayment charges may or may not apply based on the lender's terms, allowing borrowers to manage repayments as per their convenience.

Q: What are the benefits of taking a Loan Against Securities?

A: This facility provides quick liquidity without needing to liquidate your investments. It offers high loan amounts based on market value, retains investment ownership, and provides flexible repayment terms, making it a versatile solution for immediate financial needs.

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